Full PRICE OFFER FOR YOUR HOME
We buy houses without the usual real estate hassles. With our unique seller financing program, you can sell your home as-is for the price you want and avoid paying realtor commissions altogether.
- No Commissions
- No Repairs Needed
- Fast Closing
Why Traditional House Selling Isn't Working in Today's MarketHigh interest rates, strict lending requirements, and economic uncertainty have created a perfect storm for home sellers. Traditional buyers are struggling to get approved for mortgages, leaving countless houses sitting on the market for months.
📉 StagnantListings
Houses are staying on the market 40% longer than last year. Buyers are hesitant due to high mortgage rates and economic uncertainty, leading to fewer showings and even fewer serious offers.
💰 Lowball Cash Offers
With today’s challenging market conditions, some offers are coming in as low as 60–70% of market value. While not always intentional, these low offers can leave homeowners with less equity and added financial pressure during an already difficult time.
🏦 Financing Failures
Even when buyers make offers, 25% of deals fall through due to financing issues. Stricter lending standards mean fewer qualified buyers can actually close on properties.
The Hidden Costs of Traditional Selling
Typically 6% of your home's value - that's $18,000 on a $300,000 house
Average $5,000-$15,000 to make your house "market ready"
Mortgage, insurance, utilities while waiting for a buyer
Constant showings, negotiations, and the risk of deals falling through
We Help Homeowners in Every Situation
Whether you’re facing financial difficulties, dealing with life changes, or simply want to avoid the traditional selling process, our cash offers on distressed homes and owner financing program on nicer provides a solution that works for your unique circumstances.
🏠 Moving or Relocating for Work
Got a job transfer or need to relocate quickly? Don’t get stuck with two mortgage payments. Our fast closing process can help you sell your current house and move on your timeline, not the market’s.
⚖️ Inherited Property (Probate)
Dealing with an inherited house can be overwhelming, especially during probate. We simplify the process by buying inherited properties quickly, helping you liquidate the asset without the stress of traditional selling.
Problem tenants, constant repairs, and late-night emergency calls got you down? We buy rental properties even with existing tenants, freeing you from landlord responsibilities while getting you full market value.
Avoid foreclosure and protect your credit score. We can close quickly to help you get out from under mortgage payments, save your credit rating, and give you a fresh start with dignity intact.
🔧 House Needs Major Repairs
Don’t have $20,000+ for a new roof, HVAC system, or foundation work? We buy houses in any condition. Sell your house as-is and avoid the time, money, and stress of major repairs.
💔 Going Through a Divorce
Divorce is difficult enough without fighting over house sale logistics. Our fast, fair, and private sale process provides a clean break and equitable solution that works for both parties.
💼 Financial Hardship
Job loss, medical bills, or other financial emergencies can make mortgage payments impossible. Our program helps you sell quickly and avoid the long-term credit damage of foreclosure.
🏚️ Vacant or Abandoned Property
Paying taxes, insurance, and maintenance on an empty house is expensive. Stop the financial bleeding by selling to us quickly, even if the property has been vacant for years.
🏥 Health Issues or Downsizing
Health problems or age-related needs may require downsizing or moving to assisted living. We provide a hassle-free way to sell your family home and transition to your next chapter.
Our Simple 3-Step Process
Fill out the short form below or give us a call. We'll have a friendly, no-pressure conversation about your property and your goals.
EPS Houses will review the information you provided and arrange for an in-person inspection. We'll present you with a clear, written offer outlining the purchase price and the payment terms. It's 100% free and there's zero obligation.
If you accept, we close at a reputable local title company. You're free from the property and start receiving your monthly payments. It's that simple.
The Solution: Owner Financing That Actually WorksInstead of waiting months for a buyer who can secure traditional financing, you become the bank. We agree on your full asking price today, handle all the paperwork, and make you reliable monthly payments until the property is paid off completely.
💰 Get Your Full Asking Price
No more haggling with lowball investors. We negotiate based on fair market value and agree on a price that reflects your property’s true worth.
📅 Stress-Free Monthly Payments
How’d you like to have your mortgage paid every month without lifting a finger? No tenants to chase, no repairs to make—just stress-free payments to your lender.
⚡ Close Fast, Sell "As-Is"
We buy your house in its current condition and can close in as little as 7-14 days. No repairs, no staging, no waiting for bank approvals.
Why Owner Financing is Perfect for Today's Market
For Sellers:
- Get full market value instead of discounted cash offers
- Avoid 6% realtor commissions and closing costs
- Create a steady income stream for years to come
- Potential tax advantages with installment sale treatment
For Buyers (Us):
- Acquire properties without traditional bank financing
- Build real estate portfolio despite high interest rates
- Flexible terms that work for both parties
- Provide a solution to our sellers problem